I used to be a realtor in 2005 and did well when the market was strong. The moment it went down, I ended up owing the IRS a lot of money which I didn’t have. They were able to get me caught up and I didn’t have to sell my house to pay my debt back. I’m in an easily affordable payment and was given the amount of time I wanted to have this debt under control. I never denied that I owed it, just can't give the IRS a huge check at one time. I am really grateful for these people!