Welcome to the GHM Agency website where we make shopping for insurance simple and easy. As an independent insurance agency, we represent over 25 of the finest insurance carriers available throughout the world. With 27 licensed agents on staff and over 350 years of combined insurance knowledge and expertise we are able to tailor a low cost insurance program to meet your individual needs. GHM Agency is the one source for all of your insurance needs! Who we are The GHM Agency has been serving the insurance needs of Mainers since 1901. We are an independent agency representing the finest insurance companies in the nation. From the largest business to the individual policyholder, we are able to offer you a broad range of insurance policies at the most competitive rates in the state. All are presented to you with our excellent personalized service. At the GHM Agency we have over 350 years of combined insurance experience ready to work for you. Our offices are conveniently located in Waterville and Augusta. We offer sound advice and counsel Our main emphasis is on education. expanding our knowledge of insurance on a daily basis. Thus, we are able to give you a thorough and honest review of your insurance needs, and recommended the best policy. Our markets are bigger than you think GHM Agency has excellent markets available for personal insurance, business insurance, life insurance and employee benefits. Our insurance agents search those markets for the best policies. Thus we are able to offer you a wide variety of insurance options, customized to meet your individual needs. Personal Service is our motto We recognize that it is personal service which makes one agency superior to the rest. Here at GHM Agency, it is our first priority to take the time to get to know you and your personal concerns. It is only then that we can do the best possible job in satisfying your insurance needs both today and in the future. Our claim service is on the spot Insurance is intangible, until tragedy hits home and you have to file a claim. Then you expect and deserve immediate attention. At GHM Agency our major priority is to pay for your covered accidents and losses, and to take the appropriate action to lessen the human and financial impact. Our goals are second to none Our most important goal is to be your complete agent, providing you with the widest range of insurance options available at the most competitive premiums. It is our goal to always extend to you the personal service which is the hallmark of GHM Agency. Our goal is to succeed with you. our client and friend.