I love First Central Bank because it has free checking and free debit cards. There's a location in my hometown (Odessa) and a location in my college town (Warrensburg). That way I don't have to come all the way home to make a deposit. I have both a checking account and a savings account there. I like the online feature, that lets you view your statements and images of checks. I like it because I never balance my checkbook in the register thing, so when I want to check my account activity, I just go online. It's great and fast!