Established in 1904, First National Bank of River Falls-Prescott offers various personal and commercial banking products and services. It provides a range of deposit accounts, such as regular savings, money market accounts, certificates of deposit, individual retirement and employer-planned retirement accounts. The bank offers commercial and industrial loans, small business loans, and home improvement and consumer loans. Additionally, it offers credit and debit cards, ATMs, traveler s checks, wire transfers, overdraft protection, Internet banking, lockers and direct-deposit services. The bank supports the community through various philanthropic projects. It organizes a variety of educational and fundraising programs for the welfare of community. The bank has locations in River Falls and Prescott, Wis..