Established in 1889, First Citizens National Bank offers various personal banking solutions, such as checking, savings, individual retirement accounts and certificates of deposit (CDs). The bank provides an array of loans, including personal, home equity, mortgage and education. It is a member of the Federal Deposit Insurance Corporation (FDIC) and an Equal Housing Lender. In 1925, First Citizens National Bank Investment and Trust Services Division was granted the Trust powers by the Federal Reserve. Its online banking service has the facility to view accounts, access transaction history up to six months and carry out account transfers.