Pat has done a great job with my home and auto insurance. He really knows his stuff and is able to explain it in terms that regular people can understand. He is always there when i have questions about my rate, or when i call for a claim, etc. I have bad experiences with insurance companies in the past- i always felt like a number, not like a client. With Pat i feel like he truly values my continued business and would do anything he can to keep his clients happy. He does over the phone quotes, so maybe he could give you a better rate than what you have right now! Give him a call!