LTCI Direct is your local Equitable Life & Casualty Co serving the Colorado Springs Area. A Note from Jay Larson..I would like to take this opportunity to welcome you and thank you for taking the time to visit our site. I encourage you to take advantage of the tools and information we supply which are designed to help you reach an educated and informed decision about whether long-term care insurance is appropriate for you. After you have had time to review our information and work with our LTCI Planning Tools we will be happy to address any questions or concerns you might have regarding long-term care or long-term care insurance. You can contact us by email or telephone us at the number above. Long-Term Care services are those services designed to assist someone who has lost some or all of the ability to care for himself or herself due to an illness, an accident or simply the frailty of aging. Long-term care includes a wide range of services which help people maintain the normal activities of daily livingactivities like bathing, continence, dressing, eating, toileting and transferring (like moving from a bed to a chair or from a chair to standing, etc.). Long-term care services can be provided in your home, in and through community resources or in a formal setting such as a nursing home or assisted living facility. To understand how long-term care services are provided, it is first important to understand the overall concept of Long-Term Care. Many people think of Long-Term Care only in terms of being confined in a nursing home due to a complete incapacity. And while Long-Term Care does include and provide for this possibility, the complete picture is that Long-Term Care encompasses a variety of services which are generally divided into four categories: Home Health Care Community Care Assisted Living Facilities Nursing Homes Continue Thank you once again for visiting our site. I look forward to assisting you in the near future.