Beware of deceptive insurance tatics from State Fam Ins. Co. (agent listed above). They lured me in on a low rate the first year only to inpose an over 40% rate increase the second year for my home owners's insurance. To make matters worse they charged an additional fee of over $200.00 that was never disclosed to me making the 2nd year fee over a 60% increase. Now I am getting a bill for over $70,00 when I left them to go to another company. A bill for services that was never authorized or renewed. Stay away from this company & what I perceive as horrible tactics!!!!