I have had my homeowners, 3 cars and rental house insurance with Ed for the last 7 years and have never had a problem. I have had 2 claims, one was a fire in my rental and the other was a robbery/break-in in my home. Both claims went very smoothly. There was never any argument with the insurance company over the value of our property. Claim payments were recieved very promptly. I have suggested to all my friends to give Ed a try!