Credit One Bank

On vacation for a week in Mexico and they closed my account without my knowledge. Never sent letter to re-instate account, now shows closed by credit grantor on my credit. Have to re-apply to re-open account. Think I'll just open with a more reliable, customer friendly credit card company. more

I have been attempting to change my date of payment due to CA. State payroll checks being later each month, for over two months. I'm sick & tired of getting the Phillipines, requesting an American supervisor, them putting me with one after another Phillipine staff, then; ""always"" disconnecting me., I finally acquired their Las Vegas telephone number & lo & behold it connected me with the Phillipines. After two hours today I finally got an American operator who connected me with an American woman on an answering machine where I left a very clear message & stated it was urgent that I have a return call today. NOTHING....Anyone have any suggestions?\r \r We won't even go into their illegally holding our funds five days, to use themselves, while it goes through my bank the following day after making online payment. more

They hold your money for a minimum of 5 days and won't let you access same for medical emergencies. THey should be out of business. Just another corporate criminal.\r more

My account went three measley $$##%% dollars over the very very low limit...nobody called to ask for the three measley dollars they simply reported it and my credit score dropped FORTY points over THREE effin' dollars????????????????????????? WTF!!!! So I call them and hear that it is obviously base oversees and then I realize just like all the commercials make fun of..I fell for a JOKE of a credit card....what we cannot hear you?? Whattt?? It is overseas...I furiously tell them that for three dollars it is a matter of being able to buy or not buy a car!!!!!!!!!!!!!! Just the robotic foreign accent voice reading from some silly script...STAY away they will RUIN your credit it is true like the previous poster says!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! more

Among all their other terms, they are canceling their grace period as of Jan 2010. This means that they will charge you interest from the day you purchase the item, with no chance to pay off the total without accumulating interest. Cons: predatory new terms more

Unless you want to spend hours and days and weeks and months, etc. fighting legitimate disputes with Credit One Bank based in Las Vegas, NV, PLEASE, steer clear. But don't just take my word for it. Do a search for ""credit one bank complaints"" and read the many different problems other customers have experienced. I wish I had. I filed bankruptcy due to divorce and my credit card through Credit One Bank was one of the accounts that was discharged. According to U.S. Bankruptcy Laws, it is ILLLEGAL for any debtor to attempt to collect on or contact an individual about any debt that has been discharged in bankruptcy. It's called bankruptcy protection. However, Credit One flagrantly ignores the law and continually calls my home, my place of employment, sends me letters, bills, and has turned the account over to several collection agencies. I provide my proof to each collection agency and then a month or two later, I have a new agency contacting me. By the way, these collection agencies are affiliated with Credit One Bank. My attorney recently reopened my bankruptcy case so the judge can call the bank on the carpet to defend itself before the court. We'll see. So far, Credit One Bank has chosen to ignore one deadline set by the judge. I feel more ignorance may follow. This company, through its many representatives, is very aware I legally do not owe this debt. Oh, and the amount they're doggedly pursuing me for? It was filed at $265 but has increased to over $750 because they keep tacking on late fees, overlimit fees and interest. Gee, I wonder how vicious and persistent Credit One Bank would have been had my discharged account been in the thousands? Do not allow yourself to become yet another victim of Credit One Bank! Cons: You'll only make your credit score worse by going with Credit One Bank! more