Commerce Bank moved into NYC with many free services. You can open a no fee checking account (no minimum balance first yr, then keep $100 minimum balance). Super convenient - it is open every day and has evening hours (until 8 PM M-F!). If you are 50 or over, you also get free checks, free notary, free money orders and a free safe deposit box if one is available. They also have a no-fee machine that counts your change and gives you a slip to cash in at the teller. You even get back the ATM fees charged when taking money out of non-Commerce Bank if you keep $2500 in your checking account. They give out free red "C" shaped banks and there is always free candy - usually red lollipops. Courteous staff.