If you are tired of the big corporate banks then this is the perfect bank for you. They have about 20 locations in the Baltimore area. I've never had to wait in line when going to make a transaction and almost all the locations have 2-3 drive thru lanes. In addition, they do not charge any fees for checking accounts or using an ATM card. Check to make sure they ahve locations near you as it isn't like Bank of America, on every street corner.