I have had this loan for approximately 5 months. I'm currently 27 days past due (they can't even legally report it to the credit bureaus) and last night my vehicle was repossessed unlawfully.
The ""manager"" Fred and the ""supervisor"" Laura (extension 266) were EXTREMELY rude and disrespect. demeaning me as a parson and my character.
Repo agents entered my gated and locked underground parking structure and removed the vehicle without consent from the owner of the building of the person in possession of the vehicle (me). According the California state laws and Business and professions 7500.1(s).
If the repossessor somehow gains access to a locked or secured garage without permission, it is a breach of the peace and an unlawful repossession.
So as an end result, they have breached the peace. The repossession agents assaulted me and made verbal threats in the process, they damaged my vehicle while repossessing it, they damaged my apartment buildings property, and the repossession agencies license WAS NOT valid at the time of repossession (which means they didn't even have the right to act and repossess my vehicle).
All of these factors making the repossession unlawful.
Now as an end result they are denying me my right to reinstate my auto loan and are saying that the only way for me to get my car back is to pay my loan in full. I have never had a repossession before so them denying me this is clearly illegal and a case of conversion (i.e ""civil theft"").
In addition to all of this CIG financial employees contacted my family members and harassed them, and they called me EVERY SINGLE DAY once i was one day past due leaving my messages, send me text messages some how, and they even called me more than once a day on sometimes as well.
I have already obtained video footage from the underground parking structure from my building manager and consulted two attorneys who will be working together on my case. They do deal with class action law suits so anyone in a similar situation i encourage you to call them.
Im appalled by the way this whole situation was handled by them and i won't be strong armed.
Law Offices of Brandon A. Block
433 North Camden Drive
Beverly Hills, CA 90210
The Trueblood Law Firm
Los Angeles Office
10940 Wilshire Blvd., Suite 1600
Phone: (310) 443-4139
Los Angeles, CA 90024