This bank really really sucks. I had my account with them fro 3 years. Last year, I was in London for a year, they started charging inactivation fee without informing me. When I came back, alah, they closed my account and took all my money in my account(I had a low balance), and did not tell me they closed my account until I went to the bank to ask about this. My advice is go somewhere else with your money where they would treat you better!!