Cal Coast Financial is your one stop for any of your mortgage needs or concerns. I've personally done business through them, and can speak from experience. The branch is family owned and operated, very knowledgable, and can help you find the perfect loan for you situation in a matter of days.
Most loans close in just 2-3 weeks, and the staff there is always willing to assist you in finding a loan that fits you best. Whether it's paying off your home as quick as possible, or simply lowering your monthly mortgage payments, Cal Coast can hook you up with a desireable program.
Give them a call at 510-324-1800.