Cabarrus Bank and Trust Company is in Concord, NC. By keeping local dollars working locally and by supporting local schools, civic organizations and businesses, together we participate in nurturing an improved quality of life right here at home. We are an Equal Housing Lender and a Member FDIC. Other services include Credit Reports, and Interactive Calculators and much much more. Come visit us online or in person to see how we can benefit you.. 24 Hour Telephone Banking at 704-782-4545. Checking & Deposits,Savings & CD's,Card Services,Mortgages,Home Equity,Personal Loans,Benefits Of Online Banking: Pay Bills Online,View Statements Online,Enhanced Login Security,Reorder Checks,Identity Theft Awareness. Other services include Credit Reports,and Interactive Calculators. Full Service Banking,Loans,Mortgages,Financial Planning,Insurance Services,Brokerage Services,Holdings.