I used to bank here but continuously got overdraft fees and couldn't figure out why. They lied to me when opening on my account and told me my checking and savings accounts were linked AND if you have a deposit go in at 9am monday and then spend $300 at 12pm on monday, they subtract the money before adding the deposit elaving you withdrawn and them with overdraft fees. I switched to Arizona Federal and now I am NEVER overdrawn. I had to fight with COmpass to get my fees back and even had the news station call them - after the news called Compass threatened to not give me back any money at all!! I'll never go back there.