This company called me out of blue to solicited business. I agreed to give them a try. We give them the stat of our employees and asked them to give us health insurance quote. Agent Rachel brought several quotes from two different companies -- Atena and United. She was well prepared. The documents looked neat with sufficient information for us to make a judgment. She presented them well with knowledge. The prices quoted were ok. But I think the prices may be standard for any agent since it was set by the company. (But again I may be wrong.) Their response is timely and pretty quick.