Union bank of california is a great bank, especially because of great customer service. In most banks, you have to wait in long line in order to talk to a teller, but this one is not at all. Very fast paced environment and friendly face. Just Awesome! One thing I don't like is that they close too early . They close at 5 pm monday thru thursday. If they open till 6pm like other banks, this is the greatest bank.