THE BEST! The owner has been there for a very long time, knows his stuff, and is very willing to travel to you, no matter where you are, to go over whatever you want. He will do whatever he can to get you the BEST price, set up a policy with enough coverage, but without costly extras that you don't need, and when he leaves you really feel you got a great deal, for minimal cost. I will stay with him. I made a business claim, and it was handled easily, with no hassles, and I had a check very quickly.