If you are on a tight budget but have furniture, appliances or electronic needs, go to Best Rentals! While it is a rent to own store, and that is one option, they also offer three months same as cash. We were able to buy a couch and two beds and have them paid off within three months. It is easier than buying outright because you don't have to have it all upfront; easier than rent to own because you don't have to pay interest. The service is excellent, if they don't have what you are looking for, ask and they may be able to get it. The prices are reasonable. The products are all decent quality!