This company has a very interesting way of collecting debts.... I recieved one letter from them regarding some medical bill that was unpaid in college, 8 years ago! Then I heard nothing for several months. I assumed that they reaized how silly it is try try to collect a $35 debt that is 8 years old. However, I was wrong! I must have been put on some kind of a list or something, but all of a sudden, all in one day, I got threatening letters saying that I was going to be sued in Federal Court (which I believe has a $200 minimum for suits - so it must have been an empty threat?) as well as calls and voicemails at home and at work. All understandable, I suppose.... BUT GET THIS! They looked-up my last name in the phone book and called all the people in Seattle with my same last name!!!! OMG! They called my whole family and talked to all of them, saying that they are looking for ME to collect a debt! They even told my family (and I imagine some strangers as well) that if they did not get me to call back within 24 hours, that they would file a suit against me the following day! (Keep in mind, the debt was $35!!!) Wow - this company has some real issues! Of course, I sent them the money ASAP and they went away. What a horrible thing to do to someone.