My husband and I purchased a dog using their 25% down policy. Unfortunately for us, while the dog was sweet and we really wanted to keep her, I had a severe allergic reaction to the dog, and had to return the dog less than 24 hours after we had purchased her. We still had to pay 50% of her price, which was excessive, considering their prices. We ended up paying $500 for a puppy to spend the night with us. They made a hell of a profit, considering they were just going to turn around and sell the pup at full price again.