I have been forced into banking several times, but in poor economic times would always go to check cashing. I used Ace Check Cashing in Warminster, PA in late 2004 after I had trouble with Wachovia Bank. I would never use a bank when inflated money is present due to their constant investment losses/esp. populace. [of either kind] I was recently forced into a banking situation that I did not want to go into in Holbrook, Arizona using [suprisingly] Wells Fargo-I guess usually not that kind of thing. I had them recently grind up my supreme gold EBT-debit, had direct deposit turned to a check and am using a supermarket for banking. They give out little coupons with that when you cash a check equivalent to the $ amount taken from the cash from the check. Supports economical as well as non-investment which is why they get to do this. I would only use Ace Check Cashing until banks again one day are valid.
Pros: Always use/gets away from stupid investments
Cons: none right now