Bill filed a chapter 13 bankruptcy for me and saved my home from foreclosure. Bill also removed the 2nd mortgage from my home. What more can I say! BILL SAVED MY HOME. Bill is not only a very competent Bankruptcy Attorney (the 3 young attorneys I interviewed weren't even close to Bill's expertise, although they were cheaper). Bill is the only attorney I've ever met where I would go out and have a beer with. He has a great sense of humor and put me at ease immediately. He didn't scare the hell out of me like the other attorneys. He even answers his phone himself. I highly recommend Bill. Jim L.