My husband and I came in back in October of 2010 because I saw a 2007 Charger online that I just had to have. Our credit wasn't so great, but Chris got us financed with Credit Acceptance, but we had a very high interest rate. Nonetheless, I got my dream car! We followed the program like we were told for 16 months and came back to Bertera to see Chris for their Presidents Day sale. We now have a 2012 Chrysler 200 with 1.9% financing!!!! Chris and everyone at Bertera have been extremely nice, especially with my very busy 3 year old.