I have the following information on my credit report that does not belong to me and need your help. Company Name - Bac Home Loans - *180FM931 Real Estate Mortgage Acct J/99758663. Loan taken out on 11/2005 for $172K. The Past Due is $1,367.00. Can someone please review this information and contact me via pphone: (904) 879-9795 or (904)703-3494.. This loan could be under Tina L. Altman or Mike Scott or Micheal Scott Allen. Your assistance to this matter would be greatly appreciated. But however it does appear under Mr. Michael Dorsey Altman Credit Report from Equifax.