I just got a new puppy about a month ago, and was prepared to spend quite a bit of money at the vet for the first year, especially the first six months. They need to be spayed, have 5 sets of shots, and my puppy has a herniated umbillical cord. Well, on a day of shopping at petsmart, I was amazed with the help and care of the people who work at Banfield pet hospital!! For only $19 a month with a $99 sign up fee, My puppy will be spayed, have her hernia taken care of, and get all of her shots, and I will not be worrying whether or not I have thew money this month to get a certain thing done for her. This is an amazing plan and I think that everyone with pets should look into this!!