We joined AZ State when both my husband and I were working on campus at ASU, and we have been very pleased with our experience. We like thought of "owning" our non-profit bank, and we are pleased with the services that this Credit Union offers. We use their website almost daily to pay bills and check our balances, and it is very well organized. My only complaint is that they don't have enough branches in Tempe; although they do shared banking with 4 other credit unions in Tempe, it isn't always convenient to use the other banks, and you'd think that a credit union of their size could open another branch. But besides that, we'd recommend Arizona State Savings and Credit Union.