With offices in Johnson City, Kingsport, Colonial Heights, Elizabethton, and Greeneville, were here to provide you and your family with the products that best fit your situation. If you have perfect credit, need to establish credit, or re-establish less than perfect credit due to bankruptcy or slow payments, we are here to help. We want you to feel at ease knowing that the loan you choose has been created to fit your budget.At Appalachian Lending, our job is to make your loan application and service experience as pleasant as possible. Life can be so complicated, dealing with your lender shouldnt be. We were born and raised right here in East Tennessee. Our Monthly Payment Loans and Payday Advance Loans are straight forward and easy to understand.