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Businiess name:
21st Mortgage Corporation
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Review by:
citysearch c.
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Review content:
I bought my home 7 years ago as a repo, and ended up with 21st mortgage. I'll admit I had bad credit back then, so I wasn't surprised at the 12.25% interst rate. After 7 years of on time payments and an improved credit score I tried to refinance with them. Ha! I received a rejection letter, surprise. Of course they don't want to lose all that money. When I do receive a year end escrow report from them, it always shows a negative balance that has to be made up during the next year. My question, I calculate the amount for insurance and taxes for the year and how much of my payment goes towards that, it comes up close to $300. over what is due. So, where is that extra money going? Hmm. I'm looking elsewhere to refinance, or will try to sell my home. This has been a bad experience all around. 21st mortgage only cares about it's bottom line. Pitiful.
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