Freidmans and Regency are owned by the same people, I found this out when my husband bought my new wedding set there on the 4th of July (Regency) and I got it in a Freidman's bag :) I'd recommend them, they're helpful and courteous and they have great sales. My ring was reguarly well over 2,000 dollars and we got it for just a little under. I'm not sure but I believe they also have financing available there, you'd have to ask them to be sure because we bought my ring outright but most large jewelry store chains do.
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