I was not happy at all with my credit card companies for jacking up my interest rates really high when I missed a payment. I contacted Solve Debts and they reviewed my options with me. Solve Debts called my creditors and helped to reduce what I owed. I'm only half way done but Solve Debts has got some decent settlements for me so far.
Pros: No more high interest
Cons: Can't use credit cards
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