I ran my credit report just to see what is on it and found a $100 (like many of you on here) debt. When I called the company I owed, they said I did not owe anything. So I disputed it and apparantly, was confirmed BY FIRST FEDERAL that it was owed. Of course I don't want anything negative on my credit report so I called FFCC and asked them to provide a bill since the company that hired them was telling me I owed nothing. ""Paula"" told me they could not do this because it ""would be to much work"". I was unable to supply a complete sentance after that, I was constantly interrupted . . . They asked me when I could take care of it, I told them immediately when I confirm that I owe it. The conversation was completely downhill after that, telling me this was from 2004 and they had called me a total of 3 times in 5 years and sent me 2 notices. Are you serious? I didn't even live at my address then. I had to leave a message when I first called and left my work # and my cell #. then when I called back yet again (b/c I couldn't talk to ""Paula"" she was the rudest person I have EVER met) they put me through to ""Rita"" who stated they left several messages for me on my cell phone. I said no you haven't, she said ""yes we have I'm looking at it now"" I told her I just gave ""Paula"" that number! Liars! Everyone told me DO NOT PAY it until I receive a bill showing proof. But I agree with another writer on here, $100 bill on my credit will not hurt me. Screw them, they get a percentage of what I pay for the fee, they WILL not make a dime off me after treating me the way they did. I'm calling BBB and whomever else I can to report them. I didn't even go into everything they said to me, just trust me. IF you are a business, you will lose money hiring them as your collector b/c of how they treat people!
Pros: NONE!
Cons: ISN'TGOING TO MAKE ME PAY MY BILL ANY FASTER, SLOWER PROBABL
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