I started with Precept in 2006 and they did an "ok" job helping me out at the beginning...but then I kept getting new people on the phone and no follow up... Now when I try to get in touch with... More

I started with Precept in 2006 and they did an "ok" job helping me out at the beginning...but then I kept getting new people on the phone and no follow up... Now when I try to get in touch with someone at every phone number I can think of and email address I have THERE IS NO ONE THERE!!! I spent too much money to not get help from this organization...
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They took our money and didn't do anything to help us. We are out over $5,000. The BBB has not even been able to discuss the case we have against Precept as nobody ever answers the phone at Precept.... More

They took our money and didn't do anything to help us. We are out over $5,000. The BBB has not even been able to discuss the case we have against Precept as nobody ever answers the phone at Precept. We need a lawyer.
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Helped to settle my credit card debt by about 60% and I am now debt free! Freindly, helpful staff really made the process easy and eased a lot of stress. No more collector calls, no more... More

Helped to settle my credit card debt by about 60% and I am now debt free! Freindly, helpful staff really made the process easy and eased a lot of stress. No more collector calls, no more outragous fees by the credit card companies. My credit took a hit while in the program but my credit was already taking a hit because I couldn't make my payments on time. Now that I am through the program, my credit is improving.
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The staff over at Precept Financial are first class and have been extremely helpful in getting the credit card companies to settle my credit card debts. I could no longer afford to pay my bills and... More

The staff over at Precept Financial are first class and have been extremely helpful in getting the credit card companies to settle my credit card debts. I could no longer afford to pay my bills and was so worried about what I was going to do but the kind folks over at Precept really cared and helped to ease my fears. Admittedly, I was very nervous going with them at first because I was unfamiliar with how debt settlement works but they have kept me informed every step of the way and I am very happy to have found such a great company and great service to help me out of the dilemma I was in. PROS: Great customer service, dedicated settlement adviser, save lots of money CONS: as with any debt management program, credit score takes a hit during progr
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