If you're feeling confused about all the insurance options out there, Elizabeth Estep is a great agent to work with. I have a Lifewise plan that she helped me choose and it's worked out pretty well so far. She even came to my neighborhood coffee shop to meet with me! As far as the actual insurance goes, depending on how much you want to pay per month, you can get a wide variety of coverage options. I went with a pretty basic plan since I don't go to the doctor that often, but it still covers eye appointments and some hardware, plus an annual physical. If anything major happens, full insurance coverage kicks in after a certain amount of deductible. Elizabeth can help you figure out which plan is best for you, but I recommend getting at least a basic plan--it's cheap compared to the alternative of hospital bills.