I have refinanced my mortgage twice in the past 5 years. Both times, I have used Tucson Mortgage to find a good rate. Tucson Mortgage is a mortgage broker, so they work with various lenders to find a mortgage deal that is right for you.
I worked with Efrain Rojas on both of my refinances. He is a very friendly, helpful person. He talks with each client about their needs, so that he can make suggestions about the type of mortgage that would be best. He will even tell you if he thinks a refinance is not in your best interests. Efrain is honest and trustworthy, qualities that are of great interest to clients when so much money is at stake.
Tucson Mortgage also has limited Sunday hours, for people who are too busy to go there during the week.