Wow, been a customer for 8 yrs, but REALLY love Southwest Insurance today. Philip and Mary Ellen got me a HUGE settlement after a renter completely destroyed my house. I frankly didn't expect much and was flabbergasted to see the enormous claim that was paid. That is Philip picking the absolute right carrier for my needs. I have all my personal and real estate investment policies with Southwest and strongly encourage others to do the same. ...plus , they're just really, really nice people as are all their employees. When the stuff hits the fan, these are the right guys to have in your corner, ...and isn't that what you hire an insurance company for?