I am a current Solve Debts customer, when i started with them all was fun, but after a while you start notice that all that they said to make you filled the contract (because you have to fill a contract), like they will follow your account and keep contact with you and all that, was nothing else that a big lye. i been with them for more than 30 months, and believe me this is not worth it, with the money you pay to them, you can make arrangements with the creditors yourself saving lot more money. They don't represent you, they dont help you, the only thing they do is save your money on a trusted account using Noteworld, but you can do the same using also Noteworld, you really does not need them. They really don't guide you, they just send you a bad copy or a e-mail of a piece of paper that you just have to send to your creditors to stop the annoying calls, but that paper just says that you don't allowed the creditors to call you to your home or job, and also says that form now on you want everything on writing not by phone. That is it, you don't need to pay them a small fortune just for that. I recommend you better save your money or go to another settlement company, because this one, is nothing else but a scam.
Pros: You save money
Cons: This a big scam