I live by this bakery cafe. They have the best jalapeno cheddar bagels that they toast and spread with cream cheese. They make all of their own stuff so it's not like great coffee with stale food. Everything I get is good. Oh, try the chocolate croissants, or the pineapple upside down cakes. The white mocha is stellar.
Pros: not a chain, nice staff, good prices
Cons: busy weekends