Do not us the Higher One student id to have your financial aid money deposited!! If you do, then make sure you call and have them do an ID verification as soon as you setup your account! If you don't they will request this info the day your funds are deposited, hold them at least an extra 24-48 hours, and draw interest off of your funds during this time! Unfortunately the financial aid dept nor the bank makes this information available to students until it's too late snd you are sitting and waiting on money that is yours!!