These guys seem like PREDATORY LENDERS to me. My friend, Mike, obtained a 100k hard money 9% ALL INTEREST second loan (with a 5-year balloon payment) on his home (worth $700,000) which had a first from Wells Fargo of only $260k. They nabbed about 7% in extra hidden fees at the outset, but what's worse, my friend was only one payment late, and they sent his check back to him, opting to FORECLOSE on the property instead! Seems like these folks are in the business of foreclosing on homes just as much as they are in making predatory hard money loans. If you want my opinion, don't borrow money from these guys.
Pros: you can get hard money loans here
Cons: they will foreclose on you if you are even one payment late