My brother is mentally challenged and works very hard at a grocery store. He does not have an office. He was repeatedly called by this Jokada group at work, which meant he had to be paged to the front office to take the call. He was given a hard sell, and resisted over and over again. His boss even called me at home and told me about the multiple times this company had called him at work to see if I could do something about it. One time they said they would give him some free samples of 2 specific magazines for a free short term subscription but he had to give them his credit card number in case he turned it into a subscription later. He was embarassed to be on the phone, and to get rid of them, gave them his debit card number. He told me right away. I called the bank, and they had already tried to run around $40 through his account. He never received those magazines. He received a bill for over $1000 plus penalties and interest, totaling over $1300!!!! They keep sending him bills and letters from 'Access Capital Credit' saying they are going to/have reported him to the credit bureau. I read somewhere else that this Access Capital Credit works hand in hand with these scam companies. They sell the thing, whatever it is, in this case magazines, actually hoping the peple will feel tricked and not pay so they can collect all this fraudulent charge by scaring them into thinking they are going to mess up their credit.
Cons: Taking advantage, fraudulent