This is a pretty cool service my dentist used; something I didn't realize was as cool as it was until he stopped using it because a friend of his was pushing some other service (that is terrible and very difficult to get financed through!). I really miss this easy payment plan option and my dentist is now losing out on getting $ out of me to finish my treatment plan. Anyway, all the people I talked with at First Pacific were always VERY nice and easy to set up a payment plan with so that I didn't have to pay for everything up front when I needed dental work. I would highly recommend any dentist looking into this for their patients!!!
Pros: No pre-screening required, easy to understand statements, very helpful staff
Cons: Not all dentists use it so their patients lose out on this option!