First Federal Credit Control? This is not the name on the ""official"" letters they keep sending me about a debt I don't owe. Despite demanding legal documentation to show the amount I owe & every detail surrounding it, I've yet to receive any real legal proof. It's been Barb, Sue, Jackie, Daphne, & Brittney who I have spoken with & attempted several times to have an intelligent, professional, respectful conversation. However, respect, intelligence, and professionalism are not three words these ladies whish to represent. they are rude, offensive, and abrasive and dodge every question I ask.\r
Sue claims to be the head of the dept, and all claim to be the legal department & the collections department. Barb told me she would have the legal department put all of the documents together. She had just tole me she was the legal department when I demanded to speak with them. She changed her titile to ""repensting both collections and legal."" She got very angry when I pointed out she had lied and was not a lawyer as she had claimed. She said that I would get legal doc's within a week & would clearly show that I really do have an account with them reflecting a yacht! It is not my debt, yet it is on my credit report. I have been told on several occasions that if I fail to make payments in full or set up a payment arrangement within 2 weeks that I will be taken to court, they will win, & will proceed to garnish my wages! THEY HAVE NO PROOF!It's been a year since the threats started, still no proof of the amount I owe, still continuing to threaten me. What is going on?\r
I now have an attorney who is rectifying the situation for me. I know that it is more money out of my pocket, but a bankruptcy lawyer knows the law and knows they are liars. The attorney made more progress with them in one day than I have in a year. I highly recommend anyone dealing with unsupported claims from them seek help, it is worth it and they have to take it off of your credit report if you tell your attorney you want this to be done!