I retired and needed some help. I called Nick and was very comfortable and enlightened. He can help with most of all my needs. He has a group of professionals that he has referred me to that has taken care of all my needs. I laugh because now use the attorney he recommended, the CPA, the long term care group, the car dealer and the A/C dealer that he shared with me. Needless to say, I have relied on his advice for more than my investments. He is a family friend after all these years. Thanks Nick.