We joined this credit union a few years ago and have been very happy with the rates and services. We got a very good rate on our auto loan and have also gotten decent rates on our checking and savings accounts. Unlike many banks, you don't have to carry a large balance on your checking account to earn interest. In addition, they have free bill pay services and you can do many transactions online, including checking your balances. I also like that this credit union is linked with many other credit unions in the area so you can visit whichever location is closest for most of your banking needs.