I don't have an account here, but my bank gives me limited-free use of ATMs in the SUM network. This bank happens to be one of them. The best part is, this machine will give you money in multiples of $10, not $20. There are a lot of instances where this is useful, from just being poor, to making sure you set limits for yourself. It's also a good location, off the main drag of Commonwealth Ave. just a bit, and it doesn't have that homeless pee smell that all Bank of America ATMs do.