Did not find out they had initiated a car loan in my name until the loan went deliquent. Seems they also put another address on the loan application so that the finance company did not know how to tell me when I was late. Finally the finance company made a connection (by Google?) and let me know that I was buying a truck from these folks. Guess they had to make a sales quota. In their favor, they did contact me about cosigning for my daughter. But then, nothing. My assumption was that they financed the truck in her name. Not so, when after two years I got paperwork, her name was no where on the documents.
Cons: Can't say, I was not even in Texas, much less their shop