I have had a 9 year old dog insured through Banfield his entire life, and although they claimed I saved thousands over his lifetime, I never realized how much money I threw away until I got my second dog and decided to go a different route with her vet visits. I vaccinated her through the SNYP program and brought her to Dr. Gill (30mi away from home!) for everything else (spay, kidney/UTI infection, extensive bloodwork, x-rays, hernia... you name it!). I live on a very tight budget, but with Dr. Gill you have nothing to worry about. Just for a sake of comparison: X-rays were about $35 ($90+ elsewhere), spay+meds $114 ($250+ elsewhere), antibiotics + liver meds $12 ($30+ elsewhere), hernia surgery $40 ($200 elsewhere), prescription food $22 ($36 elsewhere)...... oh what a relief! This is one big caring heart and a doc who is really not in it for the money! I highly recommend!!!